Pass Your Next Cyber Insurance Renewal Without the Scramble
The Cyber Insurance Review is a 60-minute working session. Bring your practice’s current security setup and your insurer’s renewal questionnaire, or the one you expect. We walk through both side by side and produce a written list of where your controls already meet the underwriter’s bar, where they fall short, and what it takes to close each gap before the next renewal date.
Cyber Insurance Is the Forcing Function. HIPAA Was Not.
If you ran a behavioral health practice in 2018, HIPAA was the regulatory baseline and most practices treated it as a checkbox. That worked, badly, for a long time. What changed is not HIPAA. What changed is that cyber insurance underwriters started reading your security questionnaire carefully and pricing the renewal off it. A practice with weak controls now pays 2x to 4x more for the same coverage, or gets non-renewed.
The questionnaire is 50 to 200 questions. Two-factor logins (MFA) on all administrative accounts. Threat-watching software (EDR) on every endpoint. Tested offsite backups. A documented incident response plan. A current technology asset inventory. Workforce security training records. The questions do not get easier; they get longer every year as carriers learn what actually predicts a claim.
We know the questions because we answer them. The Cyber Insurance Review is the tool we use with our own clients to translate the questionnaire into what is true about their environment, where the gaps are, and what specific work closes each gap.
What’s in the Review
- Questionnaire walkthrough. We sit with your insurer’s actual questionnaire, or a representative one if your renewal is still distant, and go question by question against your practice’s current state.
- Gap inventory. Every control where your answer would be no or partial gets written down with the technical reason and the BH-practice-relevant fix.
- Documentation review. Which policies, asset inventories, and IR plans are needed to back up a yes answer credibly. Renewals get audited; documentation matters.
- Underwriter framing. How to phrase your answers so a carrier reads them as the controls they actually are, without overpromising. Most BH practices undersell controls they have.
- Renewal-date roadmap. Which gaps to close before your next renewal, in what order, with realistic effort estimates. Not a sales pitch; a plan you can act on yourself or with us.
Built for Behavioral Health Practices, 5 to 25 Clinicians
Cyber insurance for behavioral health is its own market. PHI under HIPAA, SUD-treatment records under 42 CFR Part 2, telehealth platforms, EHR integrations, and a workforce that often includes contracted clinicians. Underwriters have started asking about each of those categories specifically. We built the review around the actual question patterns BH practices see, not a generic small-business cybersecurity questionnaire.
Book the Review
The 60-minute review is a flat fee. You get a written report you keep, whether you hire us for the gap-closure work or not. If your renewal is more than 90 days out, the report still shapes the conversations you have with your clinical and operations team about what to budget. If it is closer, the report is your action list.